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Top Tips For Working Out Who Has The Cheapest Auto Insurance

So Who Has The Cheapest Auto Insurance?

Cheap car insurance. We all want it. Well actually, we probably all want free car insurance if we’re being honest. But failing that, cheap will do I guess.

So I’ve compiled a list of top tips to help you get the quote you want.

1. Shop around

Don’t just go for the first person that gives you a quote. Talk to other companies and see if they can beat it. Car insurance is a competitive business, and companies battle it out to become the one who has the cheapest auto insurance around. So there’s a good chance that the first quote you got wasn’t the best you can get. I recommend checking out: http://www.whohasthecheapestautoinsurance.com

2. Read the small print

I know no one actually reads all of the ‘terms and conditions’ before they sign their life away. It’s far too many words. But you should at least make sure you’re paying for what you need. And not overpaying for things you don’t. And that you know in advance what your insurance will and won’t cover you for.

3. Stray away from the ads

The company that advertises themselves as the bearer of the cheapest auto insurance may well give you a great quote. But then again that tiny insurance company from the small town you live in might give you a better one. Just because they’re not splashing the cash to advertise themselves as ‘the cheapest’ doesn’t mean they aren’t.

4. Keep your details up to date

You probably know that the amount you end up having to pay put for auto insurance depends on a huge variety of factors. So whenever your life changes, keep your insurance company in the loop. Getting married, moving house, getting a new job? There’s a huge list of factors that might leave you eligible for a new discount.

Loans Company Near Me a Better Friend To My Friend Than I Am?

So, the other week. I was with my friend. Who by the way, is the world’s worst driver. I mean really. The. Worst. Anyway, she was driving us down the highway when I noticed a strange sound. You know, like oil crackling in a pan when it gets too hot.

 

As someone who values their life, I, of course, inquired about the noise. She responded very reassuringly with ‘oh don’t worry if anything was on fire I’d probably see it’. At this, I resumed the brace position as we weaved through the lanes of traffic at high speed.

 

After a few more miles, her engine cut out in the fast lane. After swerving through all three lanes without so much as a glance over her shoulder, we stopped at the side of the road where she delivered the delightful news that she believed breakdown cover to be a ‘waste of money’. Thus we spent the next 4 hours being pounded with heavy rain in mid-winter, as she demanded we wait until a friend of a friend of a friend could come out with his tow truck to take us to a garage. Call out fees for uncovered drivers were also a ‘waste of money’.

 

Turns out, her ahem ‘superior’ driving skills had caused her to, quite literally, drive her car into a state of such disrepair in a few months that the cost to fix it was way above what she could afford (and also what the car was actually worth in my opinion). But for some reason, she loved the car (probably because during one accident she had it came away unscathed despite ripping the entire side panel off of the bus she drove into).

 

She didn’t have the thousands of dollars spare to save her $500 heap of junk, so she turned me. Ha. Unfortunately, I believe that spending extortionate prices to fix a car that would look more at home in a junkyard than the street is, a ‘waste of money’.  So, off she went to Google ‘loans places near me’ for a company to pay for the repairs. ( Site she used: www.financeflamingo.com)

Long story short, last week I drove past her in her beat down car as she happily hurtled around a blind corner on the wrong side of the road.