Aphzone Horse Club

Join our horse club

Paint Horse Club

Like horses? Like Paint horses?

Well this is the club for you. I’m looking for people interested in joining the paint horse club in New Jersey.

What you need to know about me

I love horses, especially paint horses. I’m born and bred in N.J and plan to live here for the rest of my life. One thing about N.J though, it’s not known for it’s farms and horses that’s for sure!

I’m going to make a Facebook group, if you want to join please comment with your full name and I’ll add you to the group. Don’t worry your name won’t be posted here.


The Used Cars Toronto Wants

Buying a Used Car in Toronto

When I decided to trade in my car and buy a different one, I knew it made much more sense to get a used car. I bought the car I wanted to get rid of new. I took out a 5 year loan to keep the payments down but I managed to pay it off a year and a half early. I loved that car but it really wasn’t worth keeping.

Here’s the thing. I never drove it. Well, I rarely drove it. I’d moved to the city the year after I bought it and walked everywhere or used public transportation. I walked to work, to the grocery store, out to the bar. I could get everywhere on foot. So, I figured, it’s probably worth a lot. It’s completely paid off. If I trade it in, I could probably get a good deal for it, buy a used car, and maybe even walk away with some money left over.

I decided to look into it. As it turns out, my car was in high demand. Most of the used car dealerships Toronto was home to were all in short supply of my car, but everyone was looking for it. So, I started shopping around.

I have to say, I didn’t expect very good treatment. Not because I was wary of the dealers but because I was basically going to walk away with a car and a bunch of cash. But, I mean, I was giving them one of the used cars Toronto is really looking for. So, in a way, I was doing them a favor.

As it turned out, the dealer that was willing to give me the most for the trade-in was thrilled that I chose to do business with her. She now had 2 of the used cars Toronto was going gaga over and was in talks to sell the one she had before I sold her mine. I ended up walking away with the same model, only 3 years older. Oh, and a really nice amount of cash, too.

I have to say, the whole experience was great. I was surprised at how easy it was. Plus, the saleswoman I worked with was pretty great. She was honest with me from the beginning and never made me feel like I was being pressured. In fact, I was more than happy to do business with her.

Now my next step is buying some good and very cheap car insurance no deposit. I’m paying way to much for auto insurance in Toronto. When I lived in texas, I paid like nothing for car insurance. My texas car insurance bill was less than my coffee budget in toronto. Let that sink in guys. And we’re talking about cheap car insurance no deposit, not some fancy full coverage car insurance here.

No Deposit Car Insurance – You don’t need a deposit

You Don’t Have To Pay A Deposit For Cheap Auto Insurance

If you’ve ever bought cheap auto insurance you’ve most likely paid out for a hefty deposit. You might’ve been lucky enough to pay a small amount for the deposit but it’s most likely that you really had to splash out for it. That cheap monthly rate doesn’t seem so cheap after paying for that, does it? Finding very cheap car insurance no deposit doesn’t have to be hard.

Many experts say that you should switch companies often in order to get the best deal but this means paying that expensive deposit every time you switch. So the money you save in theory is negated by the deposit. It’s a catch-22 and you’re screwed either way.

Luckily for you, there is a way to actually have that cheap auto insurance with no deposit you’ve been promised. More and more companies these days are offering great auto insurance for both an inexpensive monthly fee and without a deposit. These companies might not always be the easiest to find but they do exist.

Some companies can offer you this same insurance with only a cheap, negligible deposit but why settle for that when you can have that same insurance without a deposit at all? Don’t settle. You deserve the best at the cheapest rate and it can be had. It might take longer to sift through the deluge and actually find it but you can find that diamond in the rough.

Oftentimes, insurance companies will drastically lower their monthly rates to make them seem artificially cheaper than they actually are by raising the price of the deposit to cover their backend.

So what looks like cheap auto insurance isn’t even cheap at all. Most people will not actually sit down and work out the total costs, factoring in the monthly payments and the deposit, so they don’t actually realise that they’re paying more.

But like many things, due to the internet and the ubiquity of companies offering their services, sleazy businesses are struggling to get away with screwing over their customers as much as they used to. With all the added competition that the internet is created, it makes it far more easier to find those somewhat elusive insurance providers who can give you cheap auto insurance without a deposit.

The Top Chiropractor SEO Keywords You Should Be Using

This is a post by my husband, who does seo for chiropractors. He wanted to share this guide, hopefully you find it useful! 🙂

Chiropractor SEO Keywords

Do you feel at a loss when it comes to the best chiropractor SEO keywords to use on your website? Does it feel like you are approaching SEO tools all wrong, and the keywords you’ve chosen aren’t getting the kind of results you had hoped for? Not to worry as we’ve put together a handy list of the top SEO keywords that you should be using for your chiropractic clinic website.

How Important Are the Keywords

Maybe you aren’t yet convinced of the importance of the keywords you use. In fact throwing in keywords isn’t good enough, they need to be the correct words and used the right amount of time. Another consideration is the length of the keywords, meaning how many words you use together. All of these factors play into how well your website will rank in Google’s search engine.

You can use long tail, natural, exact, and branded keywords with success as long as you’re using them correctly. There are some common mistakes that people make when it comes to keywords, these include:

– A term that is far too broad and vague

– Single-word terms

– A term that isn’t trending or popular

– Keywords that are so specific that it’s unlikely people will search for that exact phrasing

What Keywords to Include

As for what keywords you’ll want to include, there are a few that are absolute musts. Here is some of the phrasing you’ll want to incorporate into the site.

– chiropractic offices (insert your zip code)

– chiropractor (insert your town)

– chiropractors in (insert your town)

– (insert your town) chiropractor

– (insert your zip code) chiropractic

– chiropractic offices (insert your town)

While all of these keywords are effective, it’s not necessary to include them all. Remember you want to hit that exact right keyword density where it’s not too much, and not too little. There are plenty of free tools online that can help you determine if you are within the ideal parameters where density is concerned.

With the proper research you’ll be able to identify the most effective SEO keywords to use.

Here’s my husbands company website if your interested: http://www.savedbysearch.com

Top Tips For Working Out Who Has The Cheapest Auto Insurance

So Who Has The Cheapest Auto Insurance?

Cheap car insurance. We all want it. Well actually, we probably all want free car insurance if we’re being honest. But failing that, cheap will do I guess.

So I’ve compiled a list of top tips to help you get the quote you want.

1. Shop around

Don’t just go for the first person that gives you a quote. Talk to other companies and see if they can beat it. Car insurance is a competitive business, and companies battle it out to become the one who has the cheapest auto insurance around. So there’s a good chance that the first quote you got wasn’t the best you can get. I recommend checking out: http://www.whohasthecheapestautoinsurance.com

2. Read the small print

I know no one actually reads all of the ‘terms and conditions’ before they sign their life away. It’s far too many words. But you should at least make sure you’re paying for what you need. And not overpaying for things you don’t. And that you know in advance what your insurance will and won’t cover you for.

3. Stray away from the ads

The company that advertises themselves as the bearer of the cheapest auto insurance may well give you a great quote. But then again that tiny insurance company from the small town you live in might give you a better one. Just because they’re not splashing the cash to advertise themselves as ‘the cheapest’ doesn’t mean they aren’t.

4. Keep your details up to date

You probably know that the amount you end up having to pay put for auto insurance depends on a huge variety of factors. So whenever your life changes, keep your insurance company in the loop. Getting married, moving house, getting a new job? There’s a huge list of factors that might leave you eligible for a new discount.

Strange Car Insurance Claims + Who do you think has the cheapest auto insurance?

So, I was casually performing a Google search for ‘very cheap car insurance no deposit’. Because, you know, I’m a responsible adult human who doesn’t like to spend excessive amounts of money on car insurance or pay for deposits.


Anyway, while trying to adult properly, I got distracted. Because what I found was a lot of stories about weird car insurance claims. Turns out, some people are less selective about making insurance claims than I am. And also unusually not embarrassed by their behaviour.


Here are some of the strangest ones I came across


  1. One woman ploughed into the car in front because. Wait for it. She was helping a magpie find his friend.
  1. A claim was made to one insurance company for a broken window. How did it break? From the driver’s own mouth ‘I thought my window was down. I found it was up when I put my head through it’.
  1. If ever there was a car insurance claim that the rest of the world would immediately know came from the US it’s this one. Coming from the man who accidentally shot his own car with a shotgun while taking it on a leisurely drive.
  1. Once, in France, a couple actually filed a claim for the paint job on their car after a herd of cows had licked it off.
  1. As if women drivers didn’t get a bad enough rep. One woman filed a claim after accidentally filling her petrol tank up…with shampoo.
  1. A great one from this guy, who apparently didn’t feel the need to lie to his insurers. ‘I was going at about 70 or 80mph when my girlfriend reached over and grabbed my testicles so I lost control’
  1. Finally, you know when you take a trip to the garden centre. Are driving around all slowly and carefully. And yet you still manage to dent your car. All because a camel popped up from nowhere and kicked it.


That last one makes me question whether I even know what a garden centre is. Also I went completely of track and wasn’t able to find any good insurance, although I did find an an interesting article on who has the cheapest auto insurance, which I’ll share with you: http://www.autoinsurancemonkey.com/who-has-the-cheapest-auto-insurance/

Loans Company Near Me a Better Friend To My Friend Than I Am?

So, the other week. I was with my friend. Who by the way, is the world’s worst driver. I mean really. The. Worst. Anyway, she was driving us down the highway when I noticed a strange sound. You know, like oil crackling in a pan when it gets too hot.


As someone who values their life, I, of course, inquired about the noise. She responded very reassuringly with ‘oh don’t worry if anything was on fire I’d probably see it’. At this, I resumed the brace position as we weaved through the lanes of traffic at high speed.


After a few more miles, her engine cut out in the fast lane. After swerving through all three lanes without so much as a glance over her shoulder, we stopped at the side of the road where she delivered the delightful news that she believed breakdown cover to be a ‘waste of money’. Thus we spent the next 4 hours being pounded with heavy rain in mid-winter, as she demanded we wait until a friend of a friend of a friend could come out with his tow truck to take us to a garage. Call out fees for uncovered drivers were also a ‘waste of money’.


Turns out, her ahem ‘superior’ driving skills had caused her to, quite literally, drive her car into a state of such disrepair in a few months that the cost to fix it was way above what she could afford (and also what the car was actually worth in my opinion). But for some reason, she loved the car (probably because during one accident she had it came away unscathed despite ripping the entire side panel off of the bus she drove into).


She didn’t have the thousands of dollars spare to save her $500 heap of junk, so she turned me. Ha. Unfortunately, I believe that spending extortionate prices to fix a car that would look more at home in a junkyard than the street is, a ‘waste of money’.  So, off she went to Google ‘loans places near me’ for a company to pay for the repairs. ( Site she used: www.financeflamingo.com)

Long story short, last week I drove past her in her beat down car as she happily hurtled around a blind corner on the wrong side of the road.